Your Commerce Matters Newsletter is Here

By rahmat hidayat

Friday, February 6, 2026

Commerce Matters

BUSINESS TIPS

Commerce Matters

Newsletter

Hello ,

A new year brings new momentum, and 2026 is shaping up to be a defining one for eCommerce, SaaS, and digital payments. As teams shift from reflection to execution, now is the time to refine strategies, embrace emerging technologies, and build smarter foundations for sustainable growth.

In this month's edition, we explore where AI is delivering real impact for Software and SaaS companies, unpack key payment and compliance trends shaping global expansion, and dive into how flexible pricing and modern payments are transforming education. You'll also find curated resources and expert insights designed to help you turn early-year plans into measurable results.

We are proud to announce that this month also marks an exciting milestone for us as we roll out a refreshed 2Checkout logo that reflects the scale, momentum, and confidence we bring to global digital commerce and payments industry, while staying closely aligned with the strength of Verifone.

Happy selling!

In the Spotlight

AI at Full Speed: How Software & SaaS Companies Accelerate Results in 2026

Artificial intelligence is rapidly transforming the Software & SaaS landscape, and staying competitive means knowing where AI truly drives value.

In this exclusive live panel, industry experts Frank Sondors, Mike Korba, and Sara Maldon – hosted by Nataliya Shadykulova, 2Checkout – discuss how AI is reshaping automation, performance, and decision-making.

Watch now

On the Blog this Month

Why More Than 50% of Students Want Installment Plans (And How to Offer Them)

Students now expect installment payment options when buying education, courses, or services online. This article breaks down why installment payments resonate with students, the impact on conversions, and actionable ways to enable flexible plans at checkout for higher sales and fewer abandoned carts.

Data Sovereignty and Payment Compliance: Navigating Local Regulations in the Cloud

Navigating data sovereignty and payment compliance in the cloud isn't just a tech topic; it's a business imperative. Our article explains how data laws vary by country, why payment compliance standards like PCI DSS matter, and how organizations can build secure, scalable cloud strategies that meet local regulations while still enabling global growth.

The 2026 Buyer Journey for Digital Goods

The buyer journey for digital goods is evolving, and so should your strategy. From search behavior and discovery to checkout expectations and loyalty drivers, 2026 buyers want faster, more personalized, and highly convenient experiences. This article breaks down the trends shaping digital purchases and what brands need to prioritize to win.

Recommended Picks

Early AI Signals from Holiday Sales

Holiday data shows AI-driven traffic surged in the 2025 season, with generative assistants already influencing purchase decisions. While AI referrals remain a small share of total visits, brands should prepare now with clean product data, strong marketplace strategies, and AI-ready optimization.

PracticalEcommerce.com

SaaS Emails to Win Back Customers and Subscribers

Reengagement emails still work – with the right approach. This guide shows how to win back inactive users using targeted messaging, smart timing, and personalization that truly resonates, helping you reconnect with and reactivate your SaaS audience.

Userlist.com

SEPA Instant Payments Set to Surpass Traditional Transfers by 2030

New research shows that real-time euro payments are growing rapidly across Europe as regulatory mandates drive adoption and banks invest heavily in instant rails. Instant transactions could become the second most used non-cash payment type by 2035, reshaping how businesses and consumers move money.

PaymentsIndustryIntelligence.com

2Checkout Product Labs

PayPal Credit

Give shoppers more flexibility at checkout with PayPal Credit. This payment option allows customers to buy now and pay over time, directly through PayPal, while you get paid upfront. By offering a familiar and trusted financing option, you can increase conversion rates, boost average order value, and reach shoppers who prefer flexible payment options. Available in Default flows and API.

Apple Pay Billing Currencies Extension

We have expanded Apple Pay billing currency support for our Merchant of Record (MoR) model, enabling more shoppers to pay in their local currency. This helps improve checkout conversion, increases Apple Pay adoption, supporting stronger recurring authorization rates.